Why Won't Insurance Company's Backdate Your Car Insurance? This post will go over everything related to backdating car insurance so you can be well informed going forward. Backdating a policy is saying that your vehicle was covered by your policy before the date you actually purchased the coverage, and that would not be correct.Ĭar insurance policies can be difficult to manage and it's not always easy to understand what can and can't be done. No car insurance companies in good standing would agree to backdate your insurance policy under any circumstances.
No, you can not backdate your car insurance coverage. Both of these can be stressful situations and extending your coverage backward might seem like a solution. Another reason is that you wish you would have taken out more comprehensive coverage because something isn't being covered during an accident. Maybe you just got into an accident and you didn't have any insurance. There are several reasons you may wish you could backdate your car insurance coverage.